This should be fine. I also have two different interstitial ad IDs in the same app. It is so I can compare the stats for each of them and see which location has highest click through rate.
Surely you can and it is also good for comparing different ad unit for different activities.
It has nothing to do with earnings. You will just get data for each ad id that will help you to analyze activity’s performance, that’s it!
And yes showing up multiple ads (with same or different ad-id) in one screen may get you banned. But showing a banner on a screen and on exit of that activity showing up interstitial is fine.
As interstitial is not a fixed ad I guess it’s fine as per admob policy. But I show interstitial on exit and exit activity has no banner ad.
See " Ad placement" https://support.google.com/admob/answer/2753860?hl=en